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"Where’s all the f&$*#ing money going?" the waste and costs of American utilities

Matt Stoller delivers a searing indictment of the American utility sector, challenging the comforting narrative that soaring electricity bills are simply the cost of a green transition. He argues that the real culprit isn't climate change or data centers, but a regulatory structure that financially rewards utilities for wasting money rather than building efficient infrastructure. This is not just an economic critique; it is an explanation for why voters are furious, why the grid is failing, and why the industry's latest $120 billion merger is a threat to consumers, not a solution.

The Illusion of Investment

Stoller opens by dismantling the standard defense offered by investor-owned utilities: that price hikes are necessary to fund grid reliability and the energy transition. He points out a glaring contradiction in their logic. "Investor-owned utilities, often consolidated into increasingly huge holding companies, have been hiking for years, which presumably should be bringing in a gusher of cash to fix the problems they observe with extreme weather and reliability," Stoller writes. Yet, the grid remains fragile, and blackouts are increasing. He asks the question that haunts every ratepayer: "Where's all the f&$*#ing money going?"

"Where’s all the f&$*#ing money going?" the waste and costs of American utilities

The author's evidence is stark. Despite a five-fold increase in spending on the U.S. transmission system over the last two decades, the grid is less reliable than before. Stoller highlights a chart by expert witness Mark Ellis which reveals that "more financial investment is not resulting in more actual investment in the grid." This finding upends the assumption that capital expenditure automatically translates to better service. The argument is particularly potent because it reframes the crisis not as a lack of resources, but as a misallocation of them driven by perverse incentives.

Critics might argue that the grid faces unprecedented physical challenges from extreme weather and the intermittent nature of renewables, making any comparison to past spending levels misleading. However, Stoller counters this by noting that publicly owned utilities, which operate under different constraints, are not raising prices at the same frenetic pace as their Wall Street-backed counterparts. This suggests the problem is structural, not environmental.

The Mechanics of Waste

The core of Stoller's analysis lies in the mechanics of rate-of-return regulation, a system dating back to the early 20th century. He explains that utilities do not profit by being efficient; in fact, efficiency hurts their bottom line. "Regulated electric and gas utilities are not like other businesses, they don't profit by delivering low cost goods and selling at a markup for what customers will pay," he notes. Instead, their profit is tied to the amount of capital they deploy. Every dollar spent on a new pole or wire is reimbursed at cost, plus a guaranteed return on equity.

Stoller points out the absurdity of the current rates. "The return on equity guaranteed to most investor-owned utilities is between 9-11%. Right now the best savings rate today on the site Nerdwallet, what you can get for putting your money in a bank, is 4.03%." This creates a situation where utilities are essentially banks with a guaranteed return, incentivized to spend recklessly. He draws a historical parallel to the Averch-Johnson effect, a phenomenon where regulated monopolies over-invest in capital to maximize profits, a dynamic that has been exacerbated since the 1970s.

This incentive structure explains why utilities avoid building high-voltage interstate transmission lines, which would be cheaper and more efficient, in favor of small, local "supplemental" projects. "They are truly paid to fritter away money, to gold-plate and waste," Stoller writes. The result is a grid that is bloated with expensive, redundant local infrastructure while lacking the backbone needed to move power from where it is generated to where it is needed. He notes that China has built 80 times more high-voltage transmission than the U.S. in the last decade, leaving America with a fragmented and expensive system.

Utilities are willing to waste $1000 to send an extra $60 to shareholders.

The NextEra-Dominion Merger

Stoller turns his attention to the industry's latest mega-merger: NextEra Energy's proposed $120 billion acquisition of Dominion Energy. While the companies claim the deal will lower costs and accelerate the deployment of infrastructure for data centers, Stoller sees a different motive. "The real rationale for the deal is entirely about how we price utility services," he argues. He points to the financial projections: while Dominion projected 5-7% earnings growth, NextEra claims the merger will boost that to 9%.

The author suggests that NextEra intends to apply its aggressive capital deployment model to Dominion's assets, effectively raising prices to meet higher profit targets. "They are bragging about how much regulatory capital they have, and the 'constructive regulatory environments,' aka captured regulators," Stoller writes, highlighting the euphemisms used in investor presentations. This merger, he warns, is not about efficiency; it is about consolidating power in a regulatory system that rewards over-spending.

A counterargument worth considering is that the sheer scale of the merger might allow for economies of scale that could eventually lower costs for consumers. However, Stoller's analysis of the regulatory framework suggests that in a rate-of-return system, economies of scale often lead to higher total spending rather than lower rates, as the utility seeks to maximize its rate base. The historical context of the Public Utility Holding Company Act of 1935, which was designed to break up such complex structures, looms large here, suggesting a regression to the very problems that legislation sought to solve.

Bottom Line

Matt Stoller's piece is a masterclass in connecting regulatory theory to the daily frustration of high utility bills, exposing a system that rewards waste over efficiency. Its greatest strength is the clear demonstration that the grid's failures are not due to a lack of investment, but a misdirection of it driven by Wall Street incentives. The argument's vulnerability lies in the political difficulty of overturning a century-old regulatory model, but the evidence it presents is impossible to ignore. As the NextEra-Dominion deal moves forward, this analysis serves as a crucial warning: without structural reform, the merger will likely mean higher prices and a grid that remains just as broken.

Deep Dives

Explore these related deep dives:

  • Rate-of-return regulation

    This specific regulatory mechanism explains the perverse incentive structure where utilities are guaranteed profits based on capital spending, directly illuminating why companies like NextEra and Dominion might prioritize massive acquisitions and grid over-investment over actual efficiency or lower consumer rates.

  • Public Utility Holding Company Act of 1935

    The article critiques how consolidation into huge holding companies obscures financial flows; this topic details the specific legal and financial architecture that allows parent companies to siphon cash from local subsidiaries through management fees and inter-company transactions, answering the author's question about where the money goes.

  • Averch–Johnson effect

    This economic phenomenon describes the tendency of regulated monopolies to over-invest in capital assets to artificially inflate their rate base, providing the theoretical framework for the author's argument that the current utility model rewards wasteful spending rather than solving grid reliability issues.

Sources

"Where’s all the f&$*#ing money going?" the waste and costs of American utilities

If there’s one obvious thing about this political moment, it’s that voters are furious about paying so much for electricity. In 2023, 70 million adults chose to forego food and medicine so they could afford their utility bills. Powerlines found dozens of significant rate hikes last year, as the price of electricity went up at one and a half times the rate of general inflation.

Voters have had enough, telling pollsters that electric utility prices are at crisis levels, and blaming excess profits for the problem.

And policymakers, such as Pennsylvania Governor Josh Shapiro, are starting to talk about a revamp of the basic utility model.

Investor-owned utilities, as well as some advocates for clean energy, disagree. They argue that the price hikes are necessary to address grid reliability, extreme weather, fuel price changes, the energy transition, old infrastructure, and so forth. The war in Iran is the latest argument for higher prices.

And there is some merit to that argument. Iran has raised costs, and someone has to pay them. But there is a problem with that argument as well. There are a variety of utility business models in America, and it turns out that publicly owned utilities are not raising prices nearly as quickly as investor-owned ones beholden to Wall Street. So something is going on with the specific Wall Street-driven business model.

Beyond that, there’s another more basic question. Investor-owned utilities, often consolidated into increasingly huge holding companies, have been hiking for years, which presumably should be bringing in a gusher of cash to fix the problems they observe with extreme weather and reliability. Yet we are constantly hearing that the U.S. doesn’t have a good electric grid, that we can’t keep up with demand, that China keeps expanding massively while we are stagnant.

If we’ve been paying so much more for so long, why do we still need more investment? Where’s all the f&$*#ing money going?

This discussion is now more important, because on Monday, NextEra, a Florida-based utility, announced the largest ever acquisition in the utility space, a $67 billion takeover of Dominion Energy. The companies are claiming the deal will lower electricity costs and speed up the deployment of infrastructure for data centers using renewable energy. But the real rationale for the deal is entirely about how we price utility services. And this deal, as I’ll get into, shows just how our regulatory scheme ...